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Ensuring your health, as well as that of your family, is invaluable. Yet, the expenses associated with unexpected injuries or illnesses can be surprisingly steep, posing a significant financial setback for you and your loved ones.

Insurance for cancer, heart attacks, and strokes—also known as critical illness insurance—provides a monetary benefit to individuals diagnosed with any of these conditions. This supplementary health coverage issues a one-time payment to the policyholder, affording them the flexibility to allocate the funds toward various expenses. Despite the comprehensiveness of top-tier health insurance plans, they may still leave gaps in coverage for certain medical conditions. Cancer, heart attack, and stroke insurance bridge these gaps by furnishing funds that can be utilized for a range of expenses, spanning from deductibles to everyday living costs.

Hospital indemnity insurance typically offers financial assistance for expenses like hospitalization, surgery, and other related costs that may not be fully covered by standard health insurance plans. By providing a lump sum or daily benefit for each day spent in the hospital, this type of insurance helps offset out-of-pocket expenses and ensures that you can focus on your health without worrying about the financial burden of medical bills.

Usually, private health insurers don't incorporate hearing aid benefits into their plans. Nonetheless, certain companies provide coverage as an additional option, allowing individuals to access hearing aid benefits for an additional monthly fee.

With vision insurance, you'll typically receive coverage for routine vision care expenses such as eye exams, glasses, or contact lenses. You can purchase vision plans separately to supplement your health insurance or opt to include vision coverage with other supplemental plans, such as dental insurance.

Whether you need dental insurance for yourself, your family, or your employees, we’re here to keep you smiling. With Agents Impact, you can get both medical and dental insurance in one place, simplifying your experience with fewer companies to manage and just one online account. Plus, you’ll benefit from dependable coverage and exceptional member support.

Pre-need plans are contracts that arrange for future services, monetary payments, or other benefits to be provided when needed or at a specified maturity date. These plans can include life insurance, pension, education, interment, and other similar agreements.

Indexed universal life (IUL) insurance is a type of permanent life insurance that includes both a death benefit and a cash value component. The cash value can earn interest based on the performance of a stock market index chosen by the insurer. You may also have a fixed-rate account and can decide how much of your money goes into each account. While the interest rate from the equity index account can vary, the policy guarantees a minimum interest rate to protect against losses. However, it may also cap your potential gains. These policies are more volatile than fixed universal life policies but are less risky than variable universal life policies because they do not involve direct investments in equities.

Whole life insurance offers coverage for the insured person's entire lifetime. It not only provides a tax-free death benefit but also includes a savings component where cash value can accumulate, with interest growing on a tax-deferred basis. Whole life insurance is a type of permanent life insurance, ensuring lifelong coverage. Other types of permanent life insurance include universal life, indexed universal life, and variable universal life. You can select a whole life insurance policy that suits your needs from one of the top life insurance companies.

We understand that flexibility and affordability are essential for employers with small to medium-sized groups of globally mobile employees. I can help look for a plan that offers modular, flexible options to meet all your corporate health and wellbeing plan needs.

Let me help you find a health insurance plan for you and your family that are tailored to be affordable and suit various needs and budgets. With a range of coverage options, I strive to help you and your family live your healthiest lives.

Our primary goal is to educate and assist individuals and families in choosing the most suitable health insurance plan tailored to their specific needs.

With coverage options ranging from 1 month to nearly 3 years, short-term plans offer a temporary solution that provides the benefits you need for the duration you require.

If you have Original Medicare (Part A and/or Part B), you can purchase a stand-alone Medicare Part D plan from a private health insurance company to obtain prescription drug coverage. You can choose from a variety of stand-alone plans, which differ in cost and coverage. You will pay a separate premium for the Part D plan.

Original Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) cover many healthcare services and supplies, but not all. Medicare Supplement insurance plans assist in covering some of the healthcare costs not included in Original Medicare, such as copayments, coinsurance, and deductibles.

A type of Medicare plan offered by a private company to provide benefits.

At Agents Impact, we prioritize offering comprehensive and personalized Medicare solutions that perfectly align with your unique healthcare requirements.

A term life insurance policy is the most straightforward and uncomplicated type of life insurance: You pay premiums for a set duration, usually between 10 and 30 years, and if you pass away within that period, a cash benefit is provided to your family or designated beneficiaries.

Group insurance benefits not only demonstrate an employer's commitment to the well-being of their employees but also serve as a valuable retention and recruitment tool.