What is Index Universal Life Insurance Life Insurance?
Indexed universal life (IUL) insurance is a type of permanent life insurance that includes both a death benefit and a cash value component. The cash value can earn interest based on the performance of a stock market index chosen by the insurer. You may also have a fixed-rate account and can decide how much of your money goes into each account. While the interest rate from the equity index account can vary, the policy guarantees a minimum interest rate to protect against losses. However, it may also cap your potential gains. These policies are more volatile than fixed universal life policies but are less risky than variable universal life policies because they do not involve direct investments in equities.
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Index Universal Life – Compare Quotes At No Cost
At Agents Impact, we are committed to helping individuals and families secure their financial future through tailored life insurance policies. We understand the importance of protecting loved ones from unforeseen circumstances, and we strive to make the process of choosing the right life insurance policy as smooth and stress-free as possible. With our extensive industry knowledge and attentiveness to your individual needs, we will present a range of customizable life insurance options that can safeguard your financial stability and provide peace of mind.
Medicare Advantage
A type of Medicare plan offered by a private company to provide benefits.
Medicare Supplement
Original Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) cover many healthcare services and supplies, but not all. Medicare Supplement insurance plans assist in covering some of the healthcare costs not included in Original Medicare, such as copayments, coinsurance, and deductibles.
Medicare Part D
If you have Original Medicare (Part A and/or Part B), you can purchase a stand-alone Medicare Part D plan from a private health insurance company to obtain prescription drug coverage. You can choose from a variety of stand-alone plans, which differ in cost and coverage. You will pay a separate premium for the Part D plan.
2-49 Employees
We understand that flexibility and affordability are essential for employers with small to medium-sized groups of globally mobile employees. I can help look for a plan that offers modular, flexible options to meet all your corporate health and wellbeing plan needs.
How It Works
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Click any of the "Talk to" buttons on our site and fill out the short form to help A understand your needs. Or, call us at (503) 668-6100 to be directed to a licensed insurance agent.
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Andrew will help you choose the plan that's right for you! Agents Impact realizes that it is very difficult to navigate the insurance maze. Andrew is here to provide you with answers to your questions. He really cares about his clients and is committed to helping you find and enroll in a plan that is perfectly fit to your needs.
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